No longer are homes rated by neighborhood but by the individual home. Rates could go up 6-8 times, but those who already have it, will be capped at 18 percent a year.
If you live in south Louisiana, you need flood insurance.
Heavy rain events and hurricanes in recent years pushed high water into thousands of homes and businesses in the New Orleans and Bayou regions of the state causing billions of dollars in damages. Now, the price of flood insurance at the only place you can buy it, may soon be too expensive for many property owners.
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