Cancer Cover Plan No.905 Full Detail in Hindi, #कैंसर कवर प्लान # insuranceforcancer
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This video is to help and understand you about the Importance and awareness of LIC Cancer Cover Policy (Table Number 905) which is the Best Health Insurance plan launched by Life Insurance Corporation of India “LIC”. All the details of this plan such as Eligibility Criteria, Benefits, Examples and Exclusions are available in the video and mentioned below also.
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(B) Income Benefit: In addition to above lump sum benefit, Income Benefit of 1% of Applicable Sum Insured shall be payable on each policy month following the payment of Lump Sum, for a fixed period of next ten years irrespective of the survival of the Life Insured and even if this period of 10 years goes beyond the policy term. In case of death of the Life Assured while receiving this Income Benefit, the remaining payouts, if any, will be paid to his/her nominee.
(C) Premium Waiver Benefit: All the future premiums shall be waived from the next policy anniversary and the policy shall be free from all liabilities except to the extent of Income Benefit as specified above.
ELIGIBILITY CRITERIA:
(A) Age at Entry – Minimum: 20 years
(B) Age at Entry – Maximum: 65 years
(C) Term – Minimum: 10 years
(D) Term - Maximum: 30 years
(E) Age at maturity- Minimum: 50 years
(F) Age at maturity- Maximum: 75 years
(G) Minimum Premium: Rs. 2400/- for all modes
(I) Sum Insured- Minimum: Rs.10 Lakhs
(J) Sum Insured- Maximum: Rs. 50 Lakhs
EXCLUSIONS:
Waiting Period – A waiting period of 180 days will apply from the date of issuance of policy or date of revival of risk cover, whichever is later, to the first diagnosis of any stage cancer. “Any stage” here means all stages of Cancer that occur during the waiting period
Survival Period - No benefit shall be payable if the Life Assured dies within a period of 7 days from the date of diagnosis of any of the specified Early Stage Cancer or Major Stage Cancer. The 7 days survival period includes the date of diagnosis.
Any Pre-Existing Condition – If any pre-existing condition found.
Organ Donation - For any medical condition or any medical procedure arising from the donation of any of the Life Assured’s organs;
HIV/Aids – If any stage of cancer caused due to HIV/Aids.
Alcohol or Drug Abuse - For any medical conditions suffered by the Life Assured or any medical procedure undergone by the Life Assured, if that medical condition or that medical procedure was caused directly or indirectly by alcohol or drug (except under the direction of a registered medical practitioner).
People are considering this plan as the best Risk cover plan due to the raise of the Cancer disease worldwide and that is why They are securing their family for the expenses of Cancer Treatment for future.
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